Scooter and powered wheelchair cover
We understand the value your scooter or powered wheelchair has on your independence.
When things don't go to plan, we don't want it to compromise your freedom or quality of life. That's why we provide cover to keep you moving when you need it most.
We've put together a clear list to show you what you're covered for and any restrictions in place. When you use your scooter or powered wheelchair, we've got you covered.
We'll fix any damage that stops your scooter or powered wheelchair working safely.
If your keys are lost or stolen within the British Isles, we'll replace them up to three times during your lease.
Fire and theft
We'll pay for the loss or damage to your scooter or powered wheelchair caused by fire, theft or attempted theft.
If you're not able to use your scooter or powered wheelchair as a result of a breakdown or accident, Motability Assist are on hand for support. They are available to help 24 hours a day, 365 days a year.
Up to £2 million legal liability cover for any damage caused by your scooter or powered wheelchair.
Up to £25,000 for uninsured loss recovery and legal expenses.
Up to 30 days EU cover when using your scooter or powered wheelchair in a 12 month period.
Accessories and adaptations
Permanently fitted adaptations or accessories supplied with the scooter or powered wheelchair by your dealer which are required to enable you to use the product.
What's not covered
You'll need to arrange your own insurance for personal items such as coats, bags and walking sticks. One option may be to extend your household insurance cover.
Scratches and superficial damage
Damage that doesn't stop you using your scooter or powered wheelchair safely and effectively is not covered.
Unauthorised and uninsured users
Only the person named on your insurance Policy Schedule is insured to use your scooter or powered wheelchair. Other people may move your scooter or powered wheelchair, as long as you give permission, but cannot drive it.
What our customers say...
News and guides
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Being involved in an accident can be a worrying time. Our checklist guides you through the actions to take before leaving the scene.
How to spot a potential scam
To help keep you safe, we wanted to explain how we make payments and issue refunds so that you can spot a potential scam.