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Man driving car

What's covered

Together with Motability, we provide insurance protection for all cars leased through the Motability Scheme. You'll find a summary of what is and isn't covered in your agreement here.

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Make a change or request information

Get in touch with us if you need to make a change to the details on your insurance policy, such as a new address or change to your nominated drivers.

Woman standing by car

Who can drive your car

Named drivers are people you choose to drive your Motability car. Up to two named drivers are included as part of your lease; these can be yourself, friends, family or carers. You can also add a third driver for an additional cost.

Girl driving car

Young drivers

Drivers under 25 are restricted to cars with an ABI Insurance Group of 16 or lower and with a power output of 115 brake horse power (BHP) or less (this does not apply to Wheelchair Accessible Vehicles). In addition, only one named driver under 21 is permitted - this could be the disabled customer, or another driver living at the same address.

Mountain road

Taking your car abroad

Your insurance cover allows you to take your car abroad within the European Union and to Iceland, Norway, Switzerland and Liechtenstein free of charge for up to 90 days in any 12 month period.

Mechanic repairing windscreen

Windscreen and windows

The cost of window and windscreen repair is included in your agreement. This will not affect your claim with us.

Woman driving car

Using your car

Your insurance cover allows use of the vehicle for social, domestic and pleasure purposes including travel directly between home and permanent place of work.

Person using phone

Keeping us informed

It's important that you let us know of any changes to your details that might affect your policy.

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Further information

Find out more about no claims discounts, loss of use benefit and uninsured loss recovery.

Woman in powered wheelchair

Scooters and powered wheelchairs

If you have a mobility scooter or powered wheelchair with Motability, we provide insurance cover for all products and manage the claims process.